Restaurants, coffee shops and other food service businesses have their fair share of headaches. A lawsuit from a customer who falls on a wet floor shouldn’t be one of them.
Find the right coverage for your food or beverage business. Start with the basic coverages of a businessowners policy (BOP), and go from there to get a reliable food insurance policy.
Two simple ways to do more.
Work with an insurance company that specializes in the restaurant industry and take your specific business type into consideration
World Events
Tips
Businessowners policy (BOP)
-
Instant Certificates Quote.Pay.Print. On Demand. Program specially designed for food vendors, food trailers & food carts. Annual policies start at $350...click here! For short term polices starting at $80...click here!
A BOP combines commercial property, general liability, business income and other coverages into one convenient package.
Other business insurance policies you may need
Business Property
This provides coverage for your building and/or your business personal property up to the limits you select..
Umbrella Liability
Extend coverage over and above your other liability.
Other food business insurance products
Money & Securities
This covers the insured against the loss of money or securities due to theft, disappearance or destruction. This is normally an optional coverage.
Employee dishonesty
This coverage responds when an employee steals money or property from your business. This is normally an optional coverage.
Spoilage Coverage
This provides coverage for your perishable inventory due to a power loss at a limit you select.
Valuable Papers & Records
This covers you for damage or destruction of important documents used in your business.
