Whether it's helping them find the perfect item or introducing them to a unique piece, your retail store caters to each customer who walks through its doors. Continuing to provide for both your customers and your employees are just a few reasons to help protect your business from potential risks with quality business insurance
Specialized insurance solutions for retailers.
We aim to meet the insurance needs of retailers of merchandise generally used for personal or household consumption. Examples include:
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Art Supply Stores
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Book & Magazine Stores
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Building Materials (selected)
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Clothing Stores (Men’s/Women’s)
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Drug Stores
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Electronic Stores
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Florists
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Footwear Stores
Brokers can shop your policy around to multiple carriers, and they also have the knowledge about which carriers are actively looking to quote the coverages you’re looking fo
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Businessowners policy (BOP)
Commercial office insurance policies often start with the basic coverages of a businessowners policy (BOP), and are customized according to your specific industry needs. A BOP combines commercial property, general liability, business income and other coverages into one convenient package.
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Furniture Stores
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Garden Centers (selected)
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General Merchandise
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Gourmet Food Stores
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Hardware & Home Centers
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Jewelry Stores
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Sporting Goods Stores (selected)
Core Coverages
Other business insurance policies you may need
Inland Marine
Protect your property in transit with inland marine insurance.
Umbrella Liability
Extend coverage over and above your other liability.
Even more coverage you may need
Product liability insurance
Protect you and your business if one of the products you sell at your retail store causes bodily injury or property damage.
Employee practices liability insurance
Protect yourself and your business against charges of discrimination, harassment or wrongful termination.
Employee dishonesty
This coverage responds when an employee steals money or property from your business. This is normally an optional coverage.
Cyber liability
Protect your business and customer personal data with cyber liability insurance.
